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Do Payday Loans Affect Your Credit Rating?

Monday, November 11, 2013

Do Payday Loans Affect Your Credit Rating?
Many people need a little extra cash sometimes, this can be obtained with a personal loan or a payday loan. The main difference between these two options is that a personal loan will have repayment terms over a long period of time with reasonable interest rates. A payday loan is a short term transaction with terms usually between two and four weeks long. The idea of a payday loan is to get a little extra cash and then pay it back when the monthly payment is made from an employer.
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