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Payday Loan Payoff: Incentive to Limit Spending Habits

Sunday, November 3, 2013

Payday Loan Payoff: Incentive to Limit Spending Habits
How would you change your daily habits in order to successfully afford your short-term payday loan payoff? It would be interesting to know how much money gets wasted out of each paycheck on spending which is never tracked in a typical budget. How frugal is the average household? How much money is spent each day which is not covered by one of the budget categories? If this money was accounted for, would the typical payday loan customer have better luck getting their debt paid off or would these same people even need a short-term loan in the first place?
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